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Mastercard and Visa face backlash after hundreds of adult games removed from online stores Steam and Itch.io

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  • I would prefer if the EU/Swiss backed project based on GNU Taler makes it instead: https://www.taler.net/en/ngi-taler.html

    Sounds great, but as with so many of these projects, they sound overly complicated for the masses. Wero is already a thing and it's straight forward. Even that is too complicated for many people, but it's gaining traction at least.

    Anywho, I'm rooting for both!

  • What's wrong with Capital One? I feel like Discover/Capital One / Diner's Club network is a good thing for Discover customers.

    What benefits would Discover customers get from Capital One's acquisition? Discover acceptance in the US has been almost on-par with Visa/MC for many many years.

  • What benefits would Discover customers get from Capital One's acquisition? Discover acceptance in the US has been almost on-par with Visa/MC for many many years.

    Remember that Discover is self-banked (unlike Visa/Mastercard that banks sign up with). This means that every credit line needs to be backed by... well ... A bank.

    Bigger banks mean more credit opportunities, better interest rates (etc. etc). Deeper credit lines.

  • How would secret transactions make a the coin not deflate? The issue is control of the production of the currency. If you can't control it, it's a cointoss wether it'll be infaltionary or deflationary. A lot of inflation is bad, and any deflation is catastrophic, so I'd really rather not leave the economy up to random chance and private entities' willingness to control the production of their shitcoins.

    It wouldn't help much with inflation, but it wouldn't fluctuate as much as bitcoin due to all transactions being secret It is relatively stable. With monero you wouldn't have to worry about the value changing a lot in the span of a couple of hours.

  • Sued for what? They aren't stopping illegal content from being sold. That, as is implied by the word "illegal", was already not allowed on these stores. They're stopping legal, but potentially (not my opinion) objectionable, content from being sold. There's no legal risk for allowing it.

    I'm not saying there is illegal content. Read my comment.

    I'm saying the possibility of there being illegal content only exists if they allow the reintroduction of those titles. They'd need trust in the store moderation, in the lack of bad faith actors, in a lot of things.

    And it would be an absolutely stupid business decision for them.

    I am NOT condoning what they did, nor what they are doing. I am explaining, from their business perspective, why allowing potentially illegal content back on the platform is a non-argument and you cannot convince them otherwise.

  • I'm not saying there is illegal content. Read my comment.

    I'm saying the possibility of there being illegal content only exists if they allow the reintroduction of those titles. They'd need trust in the store moderation, in the lack of bad faith actors, in a lot of things.

    And it would be an absolutely stupid business decision for them.

    I am NOT condoning what they did, nor what they are doing. I am explaining, from their business perspective, why allowing potentially illegal content back on the platform is a non-argument and you cannot convince them otherwise.

    I'm saying the possibility of there being illegal content only exists if they allow the reintroduction of those titles.

    Again, no. If there were illegal content before then it's already breaking the rules. If you're breaking rules once, why would adding more rules change anything?

    They'd need trust in the store moderation, in the lack of bad faith actors, in a lot of things.

    What? Yeah, the store moderators have to enforce the rules. I don't know what this has to do with anything. Illegal or just banned, they have to be removed by the moderators. What difference does it make? This doesn't make any sense. Adding more rules doesn't magically remove the content. Moderators still have to do it. If they weren't doing it for illegal content, why would they do it for only banned but legal content?

    The reason they did it is because they were pressured by a weird group who has a lot of influence. It wasn't because they were worried about illegal content, which is obvious because that's not the rule they applied. If the rule was "you're not allowed to sell illegal content" (which is obviously always true) then it'd be fine. Instead they made a rule for not allowing specific types of legal content.

  • I'm saying the possibility of there being illegal content only exists if they allow the reintroduction of those titles.

    Again, no. If there were illegal content before then it's already breaking the rules. If you're breaking rules once, why would adding more rules change anything?

    They'd need trust in the store moderation, in the lack of bad faith actors, in a lot of things.

    What? Yeah, the store moderators have to enforce the rules. I don't know what this has to do with anything. Illegal or just banned, they have to be removed by the moderators. What difference does it make? This doesn't make any sense. Adding more rules doesn't magically remove the content. Moderators still have to do it. If they weren't doing it for illegal content, why would they do it for only banned but legal content?

    The reason they did it is because they were pressured by a weird group who has a lot of influence. It wasn't because they were worried about illegal content, which is obvious because that's not the rule they applied. If the rule was "you're not allowed to sell illegal content" (which is obviously always true) then it'd be fine. Instead they made a rule for not allowing specific types of legal content.

    You're not great at risk assessment, are you?

    They have a risky move, which in 1/10000 cases leads to an illegal game being paid for through their payment platform.

    And they have a safe move, where this never happens. Literally.

    If the expected risk is positive in case 1, they will opt for case 2.

    You must at least be able to understand this simple logic, right? If not, then I'm afraid this conversation is over because you're not even remotely trying to understand their logic, and you're just looking for a reason to be mad. Your irrationality makes me nauseous.

  • Collective Shout, a small but vocal lobby group, has long called for a mandatory internet filter that would prevent access to adult content for everyone in Australia. Its director, Melinda Tankard Reist, was recently appointed to the stakeholder advisory board for the government’s age assurance technology trial before the under-16s social media ban comes into effect in Australia in December.

    Let's say it like it is: after the world of hundreds of developers is undermined, and the property of thousands of customers is compromised.

  • You mean like exactly what's been happening over the past few days?

    Right, the actual solution is everyone taking their money out of the bank on the same day

  • You're not great at risk assessment, are you?

    They have a risky move, which in 1/10000 cases leads to an illegal game being paid for through their payment platform.

    And they have a safe move, where this never happens. Literally.

    If the expected risk is positive in case 1, they will opt for case 2.

    You must at least be able to understand this simple logic, right? If not, then I'm afraid this conversation is over because you're not even remotely trying to understand their logic, and you're just looking for a reason to be mad. Your irrationality makes me nauseous.

    They have a risky move, which in 1/10000 cases leads to an illegal game being paid for through their payment platform.

    And they have a safe move, where this never happens. Literally.

    You're not getting it. They're the exact same risk. If it was illegal, it wasn't allowed before. If you're breaking the rules, you don't care. Especially if you were breaking the law and the rule before, you don't care that there's a new rule that also applies. This doesn't change risk at all. It doesn't make it any more unlikely, and certainly not "literally never happens."

    The opposite could be true, if it were just against the rules but then is also made to be against the law. It might dissuade some people who were skirting the rules to reconsider. If they were breaking the law already, they don't care that they're breaking a new rule because they already were breaking the rules. It doesn't make it any worse for them. It's the exact same. If they're discovered, they're removed from the platform, exactly the same as before.

    You must at least be able to understand this simple logic, right? Once you're breaking the rules enough to be removed from the platform, why do you care if there are more rules that will remove you from the platform? You're either stopped or you're not, and the platform either stops them or it doesn't. The risk to the payment processors is the same. You trust the moderation or you don't. They aren't going to do a better job because the illegal content is doubly not allowed. They're either stopping content that isn't allowed or they aren't.

  • Who's behind this sudden wave of age verification bullshit, Schrödinger's parents? The ones who shove an iPad in front of their 2 year old and berate school teachers for not being poorly paid babysitters who raise their kids for them? And yet they claim to care SO MUCH about the well being of children that they push these obscene and draconian policies on the rest of us? What a bunch of fucking hypocrites, but that's typical for conservatives.

    Don't be fooled, that's not the real reason. Parents that shove iPads in front of their children are not even remotely worried about what their kids are watching online. This is purely about control, has nothing to do with children.

  • How can you know a game is LGBTQ+ if they don't talk about sex/gender? They look like normal humans to me, which differ in sexual preferences only? Example: How can you say this guy is gay without knowing his sexual preferences?

    LGBTQ games love to tag themselves as such even when there's no talk of gender sexuality or relationship.

    The number of times iv seen the LGBTQ tag on a game just because the dev is gay or trans or something is absolutely fucking absurdly high.

    Honestly it's a huge pet peeve of mine. I don't give a single flying fuck what you are as a dev. I care what's in the god damn game. The tags ARE FOR THE GAME NOT YOU. stop making tags fucking useless by adding worthless tags.

    Joke tags can ALSO fuck off.

  • "Face backlash" = about 160,000 people signed a petition saying they disagreed with it, then went about their daily lives and totally, 100% without a doubt continued using their Visa or Mastercard credit cards.

    They don't care, there are no alternatives. They can do whatever they want.

    I switched all my master and visa cards to amex, canceled a visa card and the only have my debit as visa now because my credit union ONLY offers visa for debit

  • I think you should take your own advice. Just because you lack the intelligence to understand my comment doesn’t mean I’m the one to blame.

    Blocked for having shit for brains

    Mate you didn't read the comment right. You might want to check yourself while you reck yourself.

  • Amex is expensive as fuck for shop owners. I'd boycott them too.

    It's more visa and MasterCard are cheaper by abusing their duopoly and connections. While amex is the normal costs.

  • Discover, American Express, Diner’s Club, and the one that still rules them all, Cash. There are probably others, but Visa and Mastercard are the two largest.

    Diners club hasn't been available to normal people and small businesses for years now. It's basically a large business company card only thing nowadays.

  • Bring back Chargex! Where is Diner's Club when you need them?

    Diner card is fortune 500 company cards only at this point they don't do normal consumer or even small business cards anymore.

    Discover replaced thoses with the mergers.

  • Mate you didn't read the comment right. You might want to check yourself while you reck yourself.

    You sound like a bully in some 1980s comedy. Lol

    Keep telling me how mad you are. I love it.

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    Honestly few people deserve my full ass.
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    This is beautiful - and a noble service for humanity. Thank you for posting this, OP!
  • Japan using generative AI less than other countries

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    deflated0ne@lemmy.worldD
    That show was so fuckin stupid. But also weirdly wholesome. Nary a jot of creep shit for the whole run. I was genuinely surprised.
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    The poll, published by the research firm and the Walton Family Foundation... Walton Family Foundation provides financial support to The 74. What kind of fool would believe anything from these grifters? Phony AF at its face.
  • We need to stop pretending AI is intelligent

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    dsilverz@friendica.worldD
    @technocrit While I agree with the main point that "AI/LLMs has/have no agency", I must be the boring, ackchyually person who points out and remembers some nerdy things.tl;dr: indeed, AIs and LLMs aren't intelligent... we aren't so intelligent as we think we are, either, because we hold no "exclusivity" of intelligence among biosphere (corvids, dolphins, etc) and because there's no such thing as non-deterministic "intelligence". We're just biologically compelled to think that we can think and we're the only ones to think, and this is just anthropocentric and naive from us (yeah, me included).If you have the patience to read a long and quite verbose text, it's below. If you don't, well, no problems, just stick to my tl;dr above.-----First and foremost, everything is ruled by physics. Deep down, everything is just energy and matter (the former of which, to quote the famous Einstein equation e = mc, is energy as well), and this inexorably includes living beings.Bodies, flesh, brains, nerves and other biological parts, they're not so different from a computer case, CPUs/NPUs/TPUs, cables and other computer parts: to quote Sagan, it's all "made of star stuff", it's all a bunch of quarks and other elementary particles clumped together and forming subatomic particles forming atoms forming molecules forming everything we know, including our very selves...Everything is compelled to follow the same laws of physics, everything is subjected to the same cosmic principles, everything is subjected to the same fundamental forces, everything is subjected to the same entropy, everything decays and ends (and this comment is just a reminder, a cosmic-wide Memento mori).It's bleak, but this is the cosmic reality: cosmos is simply indifferent to all existence, and we're essentially no different than our fancy "tools", be it the wheel, the hammer, the steam engine, the Voyager twins or the modern dystopian electronic devices crafted to follow pieces of logical instructions, some of which were labelled by developers as "Markov Chains" and "Artificial Neural Networks".Then, there's also the human non-exclusivity among the biosphere: corvids (especially Corvus moneduloides, the New Caleidonian crow) are scientifically known for their intelligence, so are dolphins, chimpanzees and many other eukaryotas. Humans love to think we're exclusive in that regard, but we're not, we're just fooling ourselves!IMHO, every time we try to argue "there's no intelligence beyond humans", it's highly anthropocentric and quite biased/bigoted against the countless other species that currently exist on Earth (and possibly beyond this Pale Blue Dot as well). We humans often forgot how we are species ourselves (taxonomically classified as "Homo sapiens"). We tend to carry on our biological existences as if we were some kind of "deities" or "extraterrestrials" among a "primitive, wild life".Furthermore, I can point out the myriad of philosophical points, such as the philosophical point raised by the mere mention of "senses" ("Because it’s bodiless. It has no senses, ..." "my senses deceive me" is the starting point for Cartesian (René Descartes) doubt. While Descarte's conclusion, "Cogito ergo sum", is highly anthropocentric, it's often ignored or forgotten by those who hold anthropocentric views on intelligence, as people often ground the seemingly "exclusive" nature of human intelligence on the ability to "feel".Many other philosophical musings deserve to be mentioned as well: lack of free will (stemming from the very fact that we were unable to choose our own births), the nature of "evil" (both the Hobbesian line regarding "human evilness" and the Epicurean paradox regarding "metaphysical evilness"), the social compliance (I must point out to documentaries from Derren Brown on this subject), the inevitability of Death, among other deep topics.All deep principles and ideas converging, IMHO, into the same bleak reality, one where we (supposedly "soul-bearing beings") are no different from a "souless" machine, because we're both part of an emergent phenomena (Ordo ab chao, the (apparent) order out of chaos) that has been taking place for Æons (billions of years and beyond, since the dawn of time itself).Yeah, I know how unpopular this worldview can be and how downvoted this comment will probably get. Still I don't care: someone who gazed into the abyss must remember how the abyss always gazes us, even those of us who didn't dare to gaze into the abyss yet.I'm someone compelled by my very neurodivergent nature to remember how we humans are just another fleeting arrangement of interconnected subsystems known as "biological organism", one of which "managed" to throw stuff beyond the atmosphere (spacecrafts) while still unable to understand ourselves. We're biologically programmed, just like the other living beings, to "fear Death", even though our very cells are programmed to terminate on a regular basis (apoptosis) and we're are subjected to the inexorable chronological falling towards "cosmic chaos" (entropy, as defined, "as time passes, the degree of disorder increases irreversibly").
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    I made a PayPal account like 20 years ago in a third world country. The only thing you needed then is an email and password. I have no real name on there and no PII, technically my bank card is attached but on PP itself there's no KYC. I think you could probably use some types of prepaid cards with it if you want to avoid using a bank altogether but for me this wasn't an issue, I just didn't want my ID on any records, I don't have any serious OpSec concerns otherwise. I'm sure you could either buy PayPal accounts like this if you needed to, or make one in a country that doesn't have KYC laws somehow. From there I'd add money to my balance and send money as F&F. At no point did I need an ID so in that sense there's no KYC. Some sellers on localmarket were fancy enough to list that they wanted an ID for KYC, but I'm sure you could just send them any random ID you made in paint from the republic of dave and you'd be fine.
  • Discord co-founder and CEO Jason Citron is stepping down

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