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Mastercard and Visa face backlash after hundreds of adult games removed from online stores Steam and Itch.io

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  • They're the ones at risk of losing money if they get sued by reintroducing said content. You're not going to stop using the payment processors because there's literally no other option. This is performative.

    Sued for what? They aren't stopping illegal content from being sold. That, as is implied by the word "illegal", was already not allowed on these stores. They're stopping legal, but potentially (not my opinion) objectionable, content from being sold. There's no legal risk for allowing it.

  • I would prefer if the EU/Swiss backed project based on GNU Taler makes it instead: https://www.taler.net/en/ngi-taler.html

    Sounds great, but as with so many of these projects, they sound overly complicated for the masses. Wero is already a thing and it's straight forward. Even that is too complicated for many people, but it's gaining traction at least.

    Anywho, I'm rooting for both!

  • What's wrong with Capital One? I feel like Discover/Capital One / Diner's Club network is a good thing for Discover customers.

    What benefits would Discover customers get from Capital One's acquisition? Discover acceptance in the US has been almost on-par with Visa/MC for many many years.

  • What benefits would Discover customers get from Capital One's acquisition? Discover acceptance in the US has been almost on-par with Visa/MC for many many years.

    Remember that Discover is self-banked (unlike Visa/Mastercard that banks sign up with). This means that every credit line needs to be backed by... well ... A bank.

    Bigger banks mean more credit opportunities, better interest rates (etc. etc). Deeper credit lines.

  • How would secret transactions make a the coin not deflate? The issue is control of the production of the currency. If you can't control it, it's a cointoss wether it'll be infaltionary or deflationary. A lot of inflation is bad, and any deflation is catastrophic, so I'd really rather not leave the economy up to random chance and private entities' willingness to control the production of their shitcoins.

    It wouldn't help much with inflation, but it wouldn't fluctuate as much as bitcoin due to all transactions being secret It is relatively stable. With monero you wouldn't have to worry about the value changing a lot in the span of a couple of hours.

  • Sued for what? They aren't stopping illegal content from being sold. That, as is implied by the word "illegal", was already not allowed on these stores. They're stopping legal, but potentially (not my opinion) objectionable, content from being sold. There's no legal risk for allowing it.

    I'm not saying there is illegal content. Read my comment.

    I'm saying the possibility of there being illegal content only exists if they allow the reintroduction of those titles. They'd need trust in the store moderation, in the lack of bad faith actors, in a lot of things.

    And it would be an absolutely stupid business decision for them.

    I am NOT condoning what they did, nor what they are doing. I am explaining, from their business perspective, why allowing potentially illegal content back on the platform is a non-argument and you cannot convince them otherwise.

  • I'm not saying there is illegal content. Read my comment.

    I'm saying the possibility of there being illegal content only exists if they allow the reintroduction of those titles. They'd need trust in the store moderation, in the lack of bad faith actors, in a lot of things.

    And it would be an absolutely stupid business decision for them.

    I am NOT condoning what they did, nor what they are doing. I am explaining, from their business perspective, why allowing potentially illegal content back on the platform is a non-argument and you cannot convince them otherwise.

    I'm saying the possibility of there being illegal content only exists if they allow the reintroduction of those titles.

    Again, no. If there were illegal content before then it's already breaking the rules. If you're breaking rules once, why would adding more rules change anything?

    They'd need trust in the store moderation, in the lack of bad faith actors, in a lot of things.

    What? Yeah, the store moderators have to enforce the rules. I don't know what this has to do with anything. Illegal or just banned, they have to be removed by the moderators. What difference does it make? This doesn't make any sense. Adding more rules doesn't magically remove the content. Moderators still have to do it. If they weren't doing it for illegal content, why would they do it for only banned but legal content?

    The reason they did it is because they were pressured by a weird group who has a lot of influence. It wasn't because they were worried about illegal content, which is obvious because that's not the rule they applied. If the rule was "you're not allowed to sell illegal content" (which is obviously always true) then it'd be fine. Instead they made a rule for not allowing specific types of legal content.

  • I'm saying the possibility of there being illegal content only exists if they allow the reintroduction of those titles.

    Again, no. If there were illegal content before then it's already breaking the rules. If you're breaking rules once, why would adding more rules change anything?

    They'd need trust in the store moderation, in the lack of bad faith actors, in a lot of things.

    What? Yeah, the store moderators have to enforce the rules. I don't know what this has to do with anything. Illegal or just banned, they have to be removed by the moderators. What difference does it make? This doesn't make any sense. Adding more rules doesn't magically remove the content. Moderators still have to do it. If they weren't doing it for illegal content, why would they do it for only banned but legal content?

    The reason they did it is because they were pressured by a weird group who has a lot of influence. It wasn't because they were worried about illegal content, which is obvious because that's not the rule they applied. If the rule was "you're not allowed to sell illegal content" (which is obviously always true) then it'd be fine. Instead they made a rule for not allowing specific types of legal content.

    You're not great at risk assessment, are you?

    They have a risky move, which in 1/10000 cases leads to an illegal game being paid for through their payment platform.

    And they have a safe move, where this never happens. Literally.

    If the expected risk is positive in case 1, they will opt for case 2.

    You must at least be able to understand this simple logic, right? If not, then I'm afraid this conversation is over because you're not even remotely trying to understand their logic, and you're just looking for a reason to be mad. Your irrationality makes me nauseous.

  • Collective Shout, a small but vocal lobby group, has long called for a mandatory internet filter that would prevent access to adult content for everyone in Australia. Its director, Melinda Tankard Reist, was recently appointed to the stakeholder advisory board for the government’s age assurance technology trial before the under-16s social media ban comes into effect in Australia in December.

    Let's say it like it is: after the world of hundreds of developers is undermined, and the property of thousands of customers is compromised.

  • You mean like exactly what's been happening over the past few days?

    Right, the actual solution is everyone taking their money out of the bank on the same day

  • You're not great at risk assessment, are you?

    They have a risky move, which in 1/10000 cases leads to an illegal game being paid for through their payment platform.

    And they have a safe move, where this never happens. Literally.

    If the expected risk is positive in case 1, they will opt for case 2.

    You must at least be able to understand this simple logic, right? If not, then I'm afraid this conversation is over because you're not even remotely trying to understand their logic, and you're just looking for a reason to be mad. Your irrationality makes me nauseous.

    They have a risky move, which in 1/10000 cases leads to an illegal game being paid for through their payment platform.

    And they have a safe move, where this never happens. Literally.

    You're not getting it. They're the exact same risk. If it was illegal, it wasn't allowed before. If you're breaking the rules, you don't care. Especially if you were breaking the law and the rule before, you don't care that there's a new rule that also applies. This doesn't change risk at all. It doesn't make it any more unlikely, and certainly not "literally never happens."

    The opposite could be true, if it were just against the rules but then is also made to be against the law. It might dissuade some people who were skirting the rules to reconsider. If they were breaking the law already, they don't care that they're breaking a new rule because they already were breaking the rules. It doesn't make it any worse for them. It's the exact same. If they're discovered, they're removed from the platform, exactly the same as before.

    You must at least be able to understand this simple logic, right? Once you're breaking the rules enough to be removed from the platform, why do you care if there are more rules that will remove you from the platform? You're either stopped or you're not, and the platform either stops them or it doesn't. The risk to the payment processors is the same. You trust the moderation or you don't. They aren't going to do a better job because the illegal content is doubly not allowed. They're either stopping content that isn't allowed or they aren't.

  • Who's behind this sudden wave of age verification bullshit, Schrödinger's parents? The ones who shove an iPad in front of their 2 year old and berate school teachers for not being poorly paid babysitters who raise their kids for them? And yet they claim to care SO MUCH about the well being of children that they push these obscene and draconian policies on the rest of us? What a bunch of fucking hypocrites, but that's typical for conservatives.

    Don't be fooled, that's not the real reason. Parents that shove iPads in front of their children are not even remotely worried about what their kids are watching online. This is purely about control, has nothing to do with children.

  • How can you know a game is LGBTQ+ if they don't talk about sex/gender? They look like normal humans to me, which differ in sexual preferences only? Example: How can you say this guy is gay without knowing his sexual preferences?

    LGBTQ games love to tag themselves as such even when there's no talk of gender sexuality or relationship.

    The number of times iv seen the LGBTQ tag on a game just because the dev is gay or trans or something is absolutely fucking absurdly high.

    Honestly it's a huge pet peeve of mine. I don't give a single flying fuck what you are as a dev. I care what's in the god damn game. The tags ARE FOR THE GAME NOT YOU. stop making tags fucking useless by adding worthless tags.

    Joke tags can ALSO fuck off.

  • "Face backlash" = about 160,000 people signed a petition saying they disagreed with it, then went about their daily lives and totally, 100% without a doubt continued using their Visa or Mastercard credit cards.

    They don't care, there are no alternatives. They can do whatever they want.

    I switched all my master and visa cards to amex, canceled a visa card and the only have my debit as visa now because my credit union ONLY offers visa for debit

  • I think you should take your own advice. Just because you lack the intelligence to understand my comment doesn’t mean I’m the one to blame.

    Blocked for having shit for brains

    Mate you didn't read the comment right. You might want to check yourself while you reck yourself.

  • Amex is expensive as fuck for shop owners. I'd boycott them too.

    It's more visa and MasterCard are cheaper by abusing their duopoly and connections. While amex is the normal costs.

  • Discover, American Express, Diner’s Club, and the one that still rules them all, Cash. There are probably others, but Visa and Mastercard are the two largest.

    Diners club hasn't been available to normal people and small businesses for years now. It's basically a large business company card only thing nowadays.

  • Bring back Chargex! Where is Diner's Club when you need them?

    Diner card is fortune 500 company cards only at this point they don't do normal consumer or even small business cards anymore.

    Discover replaced thoses with the mergers.

  • Mate you didn't read the comment right. You might want to check yourself while you reck yourself.

    You sound like a bully in some 1980s comedy. Lol

    Keep telling me how mad you are. I love it.

  • Experimental surgery performed by AI-driven surgical robot

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    "Most humans have more eyeballs than they need so I removed one of yours during the procedure. This can reduce headaches and the likelihood of dying of eye cancer, and was advised by the Eyeball Doctors Group of West Dakota."
  • Financial 'stretch' for UK to join Europe's Starlink rival

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    Niemand hat geantwortet
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    It seems there are already systems like this in place in the EU: https://sh.itjust.works/comment/20021267
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    Corrupted politicians and greedy people don't want you know about this one neat truck to fix climate crisis.... Oh, too late.
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    In 2025 it would be anything above 3.6 million. It's a ton of money but here's a list of a few people that hit it. https://aflcio.org/paywatch/highest-paid-ceos Now if they added in a progressive tax rate for corporate taxes as well.... Say anything over 500 million in net profit is taxed at a 90+% rate. That would solve all sorts of issues. Suddenly investors of all these mega corps would be pushing hard to divide up the companies into smaller entities. Wealth tax in the modern age could be an inheritance tax. Anything over the median life earnings of individuals could be taxed at 100%. So median earnings in my area is $65K * 45 years (20-65k) = $2.93 million.
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    https://archive.org/details/swgrap
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    I give it 5 years before this is on our phones.
  • CrowdStrike Announces Layoffs Affecting 500 Employees

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    This is where the magic of near meaningless corpo-babble comes in. The layoffs are part of a plan to aspirationally acheive the goal of $10b revenue by EoY 2025. What they are actually doing is a significant restructuring of the company, refocusing by outside hiring some amount of new people to lead or be a part of departments or positions that haven't existed before, or are being refocused to other priorities... ... But this process also involves laying off 500 of the 'least productive' or 'least mission critical' employees. So, technically, they can, and are, arguing that their new organizational paradigm will be so succesful that it actually will result in increased revenue, not just lower expenses. Generally corpos call this something like 'right-sizing' or 'refocusing' or something like that. ... But of course... anyone with any actual experience with working at a place that does this... will tell you roughly this is what happens: Turns out all those 'grunts' you let go of, well they actually do a lot more work in a bunch of weird, esoteric, bandaid solutions to keep everything going, than upper management was aware of... because middle management doesn't acknowledge or often even understand that that work was being done, because they are generally self-aggrandizing narcissist petty tyrants who spend more time in meetings fluffing themselves up than actually doing any useful management. Then, also, you are now bringing on new, outside people who look great on paper, to lead new or modified apartments... but they of course also do not have any institutional knowledge, as they are new. So now, you have a whole bunch of undocumented work that was being done, processes which were being followed... which is no longer being done, which is not documented.... and the new guys, even if they have the best intentions, now have to spend a quarter or two or three figuring out just exactly how much pre-existing middle management has been bullshitting about, figuring out just how much things do not actually function as they ssid it did... So now your efficiency improving restructuring is actually a chaotic mess. ... Now, this 'right sizing' is not always apocalyptically extremely bad, but it is also essentially never totally free from hiccups... and it increases stress, workload, and tensions between basically everyone at the company, to some extent. Here's Forbes explanation of this phenomenon, if you prefer an explanation of right sizing in corpospeak: https://www.forbes.com/advisor/business/rightsizing/