I worked in a bank for a bit. Literally any transaction that's large and unusual for the account will be flagged. Also people do bonkers things with their money for the stupidest reasons all the time so all that one has to do if they're making large transactions is be prepared to talk to the bank and explain what's going on. Unless of course you are handling money in relation to organized crime, in which case you were fucked the moment the money touched the banking system

No, I don't mean prompting users. Typical ways to increase conversion rate are locking popular features behind the subscription (like you need premium account to comment), making some content available only to premium users or limiting the amount of content you can access as a free user (like only 2h per day). So far I'm still watching videos on youtube without even creating an account and without ads (ad-block).

Remember when that useless bot was around here, objectively wrong, and getting downvoted all the time? Good times.

Gemini is just a web replacement protocol. With basic things we remember from olden days Web, but with everything non-essential removed, for a client to be doable in a couple of days. I have my own Gemini viewer, LOL. This for me seems a completely different application from torrents. I was dreaming for a thing similar to torrent trackers for aggregating storage and computation and indexing and search, with search and aggregation and other services' responses being structured and standardized, and cryptographic identities, and some kind of market services to sell and buy storage and computation in unified and pooled, but transparent way (scripted by buyer\seller), similar to MMORPG markets, with the representation (what is a siloed service in modern web) being on the client native application, and those services allowing to build any kind of client-server huge system on them, that being global. But that's more of a global Facebook\Usenet\whatever, a killer of platforms. Their infrastructure is internal, while their representation is public on the Internet. I want to make infrastructure public on the Internet, and representation client-side, sharing it for many kinds of applications. Adding another layer to the OSI model, so to say, between transport and application layer. For this application: I think you could have some kind of Kademlia-based p2p with groups voluntarily joined (involving very huge groups) where nodes store replicas of partitions of group common data based on their pseudo-random identifiers and/or some kind of ring built from those identifiers, to balance storage and resilience. If a group has a creator, then you can have replication factor propagated signed by them, and membership too signed by them. But if having a creator (even with cryptographically delegated decisions) and propagating changes by them is not ok, then maybe just using whole data hash, or it's bittorrent-like info tree hash, as namespace with peers freely joining it can do. Then it may be better to partition not by parts of the whole piece, but by info tree? I guess making it exactly bittorrent-like is not a good idea, rather some kind of block tree, like for a filesystem, and a separate piece of information to lookup which file is in which blocks. If we are doing directory structure. Then, with freely joining it, there's no need in any owners or replication factors, I guess just pseudorandom distribution of hashes will do, and each node storing first partitions closest to its hash. Now thinking about it, such a system would be not that different from bittorrent and can even be interoperable with it. There's the issue of updates, yes, hence I've started with groups having hierarchy of creators, who can make or accept those updates. Having that and the ability to gradually store one group's data to another group, it should be possible to do forks of a certain state. But that line of thought makes reusing bittorrent only possible for part of the system. The whole database is guaranteed to be more than a normal HDD (1 TB? I dunno). Absolutely guaranteed, no doubt at all. 1 TB (for example) would be someone's collection of favorite stuff, and not too rich one.

Ha, thanks for searching!

Digg has been basically dead for 15 years.