Looks as if Visa Debit has about the same and slightly less fees than Visa Credit Cards. https://www.clearlypayments.com/blog/how-visa-debit-works-in-canada/ Looks like buying physical gift cards is the way to go...

https://en.m.wikipedia.org/wiki/Oskar_Schindler

I'm pretty sure I disabled/removed it when I got this phone. I don't specifically remember doing it but when I get a new phone, I watch some YouTube videos on how to purge all the crap I don't want. I read an article that mentioned using command line stuff to eliminate it and it kind looked familiar. I think I did this. I really should write stuff down.

::: spoiler Tap for spoiler 12345 :::

Are there substantial numbers of Russians who seriously wouldn't be wise to this?