molloch is the personnified logic of someone doing something selfish for their personnal gain, but when everyone does it, everybody loses

uh huh. but why? why express it in biblical fluffery, when it's faster (and clearer) to just say the greedy selfish bastards?

When I am Earth dictator, all credit card employees will spend time getting acquainted with a brick wall

if it means the greedies get shot before me I can accept this.

Everyone is selfish, molloch isn't real,
it's a thinking pattern that everyone is subject to
my friends admitted to using credit cards because
"at least they get rewards"
by personifying the behaviour pattern
you can demonize it
without calling your friends "greedy selfish bastards"
It is much easier to see it and understanding
that way than if you're being attacked
and then become defensive about it

molloch is the personnified logic of someone doing something selfish for their personnal gain, but when everyone does it, everybody loses.
In this case the belief that one can churn rewards and come out on top with using a credit card
but the result is that ALL prices are jacked by 3%, nullifying any apparent rewards, at best you can claw back a little bit of this corporate tax.
But here's the kicker, if you don't have a credit card, the price is also jacked, because credit card company do not allow passing the fee to end customer. So non-credit card user, still pay the 3% tax, it just gets pocketed by the vendor.
I cannot overstate how evil credit card company are.
When I am Earth dictator, all credit card employees will spend time getting acquainted with a brick wall

But here's the kicker, if you don't have a credit card, the price is also jacked, because credit card company do not allow passing the fee to end customer.

Tell that to every business that charges a 3% service fee on all card payments, because that's happening whether or not they allow it.

I've never seen a place that charges you a fee only if you pay with a credit card.
The credit card company rules say you can't do that and they'll threaten you vendor status the same way they threatened Valve and Itch.io.

looking forward to taler becoming a thing

That wouldn't make any meaningful impact. They still get the processing fees from the vendor.

I'd love to see it happen, because I have many utilities that openly state there's a service fee for card payments.

Fees are no longer a problem on Ethereum if you use one of the sidechains. Sub penny.

They might till be higher on mainnet if some big event is happening, but are otherwise relatively low.