That's not how capitalism works my friend

That sounds like a you problem, not a them problem, as far as they're concerned

Be careful... If you get in an accident I guaran-god-damn-tee you they will use it as an excuse not to pay out. Maybe after a lawsuit you'd see some money but at that point half of it goes to the lawyer and you're still screwed.

Ahh that makes sense, with more people involved it's harder to go by. I use Fossify Contacts, and it has an option to save contacts but to make them invisible to other apps. Perhaps that might help you somehow, I'm not sure

How do you verify someone is 18 without your information?

How many false positives will it have when trying to find accounts for John Smith